Privacy Policy

Last updated: 11/02/2025

Welcome to Ausbiz Capital! Protecting your privacy and handling your information responsibly is important to us. This Privacy Policy outlines how we collect, use, store, and disclose your information in compliance with the Australian Privacy Act 1988 (Cth) and Australian Privacy Principles (APPs), along with recent amendments under the Notifiable Data Breaches Scheme and other privacy legislation.

1. Who We Are

Ausbiz Capital is an Australian investment advisory and financial services company, providing general investment insights and managed fund solutions. We operate under a general advice licence, which means that the information we provide is not tailored to your personal circumstances and does not constitute personal financial advice. Please consider your personal objectives, financial situation, and needs, or seek advice from a qualified financial advisor before acting on any information provided.

2. What Information We Collect

We collect and hold the following types of information:

Personal Identification Information: This includes your name, email address, phone number, mailing address, and identification details.
Financial and Investment Information: Information related to your financial circumstances, general investment preferences, and risk tolerance, which we use in an aggregated way to provide general advice.
Technical Information: Data gathered automatically when you use our website, such as IP address, browser type, and browsing behavior.
Sensitive Information: We may collect sensitive information (e.g., financial health data) but only with your consent and if it is essential for providing services within our general advice scope.

3. How We Collect Information

We collect personal information in several ways, including:

Directly from You: When you complete forms on our website, contact us via email or phone, or use our services.
Automatically: Through cookies and similar technologies as you navigate our site.
Third-Party Sources: From affiliated financial institutions or public sources when you have consented, or if required for compliance purposes.

4. Why We Collect Your Information

We use your information for the following purposes, which align with our general advice obligations:

Providing General Advice and Information: To set up and maintain your accounts, respond to inquiries, and provide investment insights or updates.
Compliance and Legal Obligations: To meet legal requirements, such as those under the Privacy Act 1988, anti-money laundering (AML) laws, and other applicable regulations.
Improving Our Services and Website: To better understand your general preferences, improve website functionality, and enhance customer experience.
Direct Marketing: If you opt in, we may use your details to send you general information about our products and services. You can opt out at any time.

5. How We Protect Your Information

We are committed to protecting your privacy and take reasonable technical and organisational measures to safeguard your information against unauthorised access, loss, or misuse:

Secure Data Storage: Information is stored securely, with access limited to authorised personnel.
Encryption and Data Security Measures: We use encryption and regularly update our security practices to ensure compliance with industry standards.
Data Minimisation: We retain personal information only as long as necessary to provide services or comply with legal obligations.

6. Sharing and Disclosure of Personal Information

We only share your information when necessary, as outlined below:

Service Providers: With trusted third-party providers (e.g., IT and financial institutions) who support our services, bound by confidentiality agreements.
Legal Compliance: Where required by law, such as in response to court orders or regulatory requests.
Business Transfers: In the event of a merger or acquisition, your information may be transferred to the new entity.

We do not sell your personal information.

7. Cross-Border Data Transfers

If we transfer your information outside of Australia, we take steps to ensure the recipient protects it in line with Australian privacy standards. By using our services, you consent to such transfers where applicable.

8. Accessing and Correcting Your Information

You have the right to access and correct the personal information we hold:

Access Requests: You may request access to your personal information, and we will respond within a reasonable timeframe (typically 30 days).
Corrections: If any information is inaccurate or incomplete, please notify us, and we will update our records promptly.

To make an access or correction request, contact us using the details below.

9. Data Breaches and Security Notifications

If a data breach occurs that is likely to result in serious harm, we will notify affected individuals and the Office of the Australian Information Commissioner (OAIC) under the Notifiable Data Breaches Scheme.

10. Your Choices and Opt-Out Rights

Marketing Communications: You may opt out of receiving marketing communications at any time by following the “unsubscribe” link in our emails or by contacting us directly.
Cookies: You may adjust your browser settings to refuse cookies, although this may impact website functionality.

11. Children’s Privacy

Our services are designed for adults. We do not knowingly collect personal information from individuals under 18 years without parental consent.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. We encourage you to review it regularly.

13. Contact Us

For questions, concerns, or requests regarding this Privacy Policy, please contact us:

AUSBIZ CAPITAL
Email: Info@ausbizcapital.com.au
Phone: 1300 687 941